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Capped loans

Capped loans are less risky than fixed or floating rate loans because they give the borrower the cheapest rate of interest, regardless of whether rates go up or down.  Capped loans have traditionally been available only to larger borrowers.  The links below explain how small and medium-sized borrowers may obtain capped loans.

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Article describing the mechanics of capped loans, which are a new option for some borrowers.

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The calculator shows how existing fixed or floating rate loans can be converted into capped loans.

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Step-by-step guide to using the capped loan calculator.

Disclaimer:  The public material on this website is for general information about Cap-It only and should not be regarded as an offer or invitation to engage in investment activity.  Our service is directed at and intended to be used ONLY by those persons defined as a Self-Certified Sophisticated Investor, Certified High Net Worth Individual, or Elective Professional Client.  Only users who qualify after pre-vetting by Cap-It may become eligible to invest.  Please read our eligibility page for more information.  If you are unsure of your categorisation, please consult an independent financial advisor.